About PHD Financial – Trusted Financial Advisors for Businesses

Who Are We?

After many years as an independent consultant to business owners, primarily in the hospitality industry, but throughout many segments of the marketplace, Paul Darrow founded PHD Financial LLC.

There was a great need by franchise and independent business owners for financial consultation, debt leveraging and restructuring. We chose to create a niche business that could both advise and consult on financial issues, secure funding, and work as a liaison between commercial property owners and their lenders to make finance and debt restructure negotiations a more seamless and effective process. Today, PHD Financial provides over thirty years of expertise in commercial finance, debt restructuring, real estate brokerage, and business consulting.

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Mission Statement

PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations, and lenders to provide the most beneficial outcomes for clients.

We are committed to focusing on each client’s circumstance and need, developing a plan for measurable results, successful transactions, and future profitability.

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Knowledge, Experience, Value

With over 30 years of extensive experience in crisis management consulting, debt restructuring, and generating new financing for commercial real estate, hotels, gas stations, car washes, medical & office buildings, and retail centers, our understanding of fiscal operations enables us to be highly successful in negotiating existing debt with banks, SBA, USDA, and the Treasury, as well as providing new sources of funds for our clients.

Confidence, Expertise, Loyalty

PHD Financial’s services have proven to be invaluable to the hospitality and other retail communities through educational seminars in partnership with multiple trade associations. Our successful work with hundreds of hoteliers and other business owners over the years has made PHD Financial the go-to firm for financing and franchise negotiations. PHD Financial is the preferred lender for many franchise brands.

Vision

PHD Financial is dedicated to helping create financial solutions for businesses, corporations, partnerships, and individuals. We are committed to creating opportunities for valued clients to receive a fresh start in the marketplace. Our team consistently upholds and adheres to high-integrity business standards, which has enabled us to maintain relationships with local and national lenders, private and venture capital groups, and many community resources to serve our clients.

Our goal is to be recognized as a trusted and reputable financial consulting firm, with a relentless focus on sustainable results and valued partnerships. We strive to make a positive impact in the communities we serve by promoting economic growth, financial stability, and entrepreneurship. Our vision is to continue empowering business owners and individuals to overcome financial challenges, achieve their goals, and thrive in the marketplace.

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