Commercial Finance | Loan Modification Real Estate Brokerage
Providing Creative Funding Solutions

What We Do?
With over three decades of experience in commercial
finance, debt restructuring, and real estate brokerage,
PHD Financial LLC stands out as a trusted and reliable
financial consulting firm. Founded by Paul Darrow in 2012,
our firm is dedicated to addressing the unique financial
needs of commercial property owners, particularly in the
hospitality industry. As an independent consultant, Paul
recognized the growing demand for specialized financial
solutions and thus established PHD Financial to bridge the
gap between income-producing property owners and
lenders.
We take pride in our thorough analysis and packaging of
loans and restructuring proposals. Our diligence and
commitment truly sets us apart from other lending firms,
resulting in a track record of successful transactions that is
second to none.
We provide tailor-made advice and guidance to facilitate
seamless and efficient finance and debt restructuring
negotiations. Our team is committed to providing creative
financial solutions that cater to the diverse needs of our
clients across various market segments. PHD Financial is
known for consistently delivering exceptional results.
Comprehensive Funding Placement and Planning

1
Finance
PHD Financial has helped thousands of entrepreneurs build, purchase, refinance, and expand their businesses. Our goal is to match you with the best loan for your needs. Our team of dedicated and experienced loan specialists is aways available to guide you through our simple, easy, and fast loan process

2
Debt Restructure /Commercial Loan Modification
PHD Financial has saved millions for clients struggling to meet commercial mortgage payments and other debt. We will thoroughly assess your specific situation and work to find the best solution for a successful outcome. Bankruptcy is almost never the answer. Do not call a lawyer. PHD Financial has a better solution for you.

3
Real Estate
PHD Financial is the premiere small to midsized real estate finance and brokerage provider. We have a nationwide network of vetted buyers and properties for sale. Our thorough valuation and marketing process consistently results in successful closings. We can vet and fund the buyers; and deliver more seamless and successful transactions.

4
Deferred Sales Trust
Thinking of selling, but hesitant due to possible capital gains taxes? Haven’t found a like-kind property to buy in the required 1031 Exchange window? If you own a business or real estate with a large amount of gain and are not selling your property for the above reasons, then you may want to consider a Deferred Sales Trust™.
We provide financing for many categories of business and commercial real estate. Minimum loan amount of $1 million.
Contact us today to learn more about our services and how we can help you achieve your financial goals. We look forward to working with you.
Skilled and Professional Advisors
Years of Experience
Happy & Long-Term Clients
Client Satisfaction

4.9
Rating
Client Success: Achieving Financial Goals Together
Here are just some of our firm’s successful transactions and what clients are saying…
Areas We Cover
Hotels & Motels
Golf Courses
Convenience Stores
Pharmacies
Day Spas
Senior Living Facilities
Apartments & Multifamily
Self Storage Facilities
Restaurants
Retail Shopping Centers
Gyms & Fitness Centers
Veterinary & Pet Care Facilities
Bowling Alleys & Amusement Centers
Medical Offices & Buildings
Day Spas
Restaurants
Medical Offices & Buildings
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