Commercial Real Estate Debt Solutions for $3M+ Properties
We secure funding for investors and commercial property owners nationwide, placing them with the best loan product for their business.
SBA, USDA, conventional, bridge and new construction.
Distressed Assets & Loan Restructure
We work with distressed assets to modify loan terms and avoid foreclosure, saving clients thousands in monthly payments and creating a new path forward for their business.
Buying, building, refinancing, or selling.
Choose your path below.
Comprehensive Commercial Financing Solutions
1
Commercial Financing
Get the right loan for your property or business.
• SBA, CMBS, Bridge Loans
• Purchase or Refinance
• Fast and structured approvals
2
Debt Restructure & Commercial Loan Modification
Fix your existing loan and reduce pressure.
• Lower monthly payments
• Extend loan terms
• Avoid foreclosure
3
Commercial Real Estate Brokerage
Buy, sell, or reposition your property with expert support.
• Property valuation
• Buyer network
• End-to-end transaction support
4
Deferred Sales Trust
Delay capital gains and keep more of your profits.
• Tax deferral strategy
• Reinvest with flexibility
• Alternative to 1031 exchange
Solutions for commercial property owners dealing with financing, restructuring, and investment decisions.
What Does PHD Financial Do for Distressed Assets?
PHD Financial helps commercial property owners with $3M+ in loans restructure debt, avoid foreclosure, and secure new financing. We work directly with lenders to reduce payments, extend terms, and stabilize your financial position without forcing you into bankruptcy.
What We Help You With
Who This Is For
Why Clients Choose PHD Financial
When your loan situation is complex, you need someone who knows how to fix it.
Industries We Serve
We work with commercial property owners across multiple industries, each with unique financing and loan challenges.
Hotels & Motels
Golf Courses
Pharmacies
Gas Stations / Convenience Stores
Day Spas
Retail Shopping Centers
Gyms & Fitness Centers
Veterinary & Pet Care Facilities
Bowling Alleys & Amusement Centers
Medical Offices & Buildings
Senior Living Facilities
Self Storage Facilities
Apartments & Multifamily
Restaurants
Day Spas
Restaurants
Medical Offices & Buildings
We Help Commercial Property Owners Solve Complex Loan Problems
From $3M+ commercial loans to distressed properties, we help you restructure debt, secure financing, and protect your assets across the United States.
Skilled and Professional Advisors
Years of Experience
Happy & Long-Term Clients
Client Satisfaction
4.9
Rating
Client Success: How We Help Clients Save and Restructure Millions
We help clients reduce debt, restructure loans, and avoid foreclosure with real, measurable results.
Saved $1,000,000 on first mortgage of $2,000,000 by negotiating a discount note purchase with arranged take out financing.
Studio 6
Mississippi
Saved $900,000 on SBA 504 on original balance of $1,200,000.
Sleep Inn
Georgia
Saved $1,000,000 on first mortgage of $2,000,000 by negotiating a discount note purchase with arranged take out financing.
Quality Inn and Suites
Albama
Negotiated abatement of all interest and CDC fees on SBA 504 loan, saving the client $1.35 million.
Comfort Suites
Texas
Saved $1,250,000 by discounted pay-off on original first mortgage balance of $3,300,000.
Restaurant
Maryland
Saved $1,200,000 on discount of first mortgage of $6,000,000.
Holiday Inn Express
Texas
Helping commercial property owners restructure debt, secure financing, and avoid foreclosure across the United States.
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Palm Beach, Florida
Serving Clients Nationwide
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