Commercial Finance | Loan Modification
Real Estate Brokerage
Providing Creative Funding Solutions
WHAT WE DO
With over three decades of experience in commercial finance, debt restructuring, and real estate brokerage, PHD Financial LLC stands out as a trusted and reliable financial consultancy. Founded by Paul Darrow, our firm is dedicated to addressing the unique financial needs of business owners, particularly in the hospitality industry. As an independent consultant, Paul recognized the growing demand for specialized financial solutions and thus established PHD Financial to bridge the gap between business owners, property owners, and lenders.
We take pride in our thorough analysis and packaging of loans and restructuring proposals, resulting in successful transactions. Our clients’ financing goals get met thanks to our diligence and commitment.
We provide tailor-made advice and guidance to facilitate seamless and efficient finance and debt restructuring negotiations. Our team is committed to providing creative financial solutions that cater to the diverse needs of our clients across various market segments. When it comes to expert insights and personalized financial consultation services, trust in PHD Financial to deliver exceptional results.
Finance
PHD Financial has helped thousands of entrepreneurs build, purchase, refinance, and expand their businesses. Our goal is to match you with the best loan for your needs. Our team of dedicated and experienced loan specialists is available seven days a week to guide you through our simple, easy, and lightning-fast loan process.
Debt Restructure
PHD Financial has saved millions for clients struggling to meet mortgage payments and other debt. We will thoroughly assess your specific situation and work to find the best solution for a successful outcome. Bankruptcy is almost never the answer. Do not call a lawyer. PHD Financial has a better solution for you.
Real Estate
PHD Financial is the premiere small to midsized real estate finance and brokerage provider. We have a nationwide network of vetted buyers and properties for sale. Our thorough valuation and marketing process consistently results in successful closings. We are dedicated to the transaction and can vet the buyer, pre-qualifying them for the purchase.
Deferred Sales Trust
Thinking of selling, but hesitant due to possible capital gains taxes? Haven’t found a like-kind property to buy in the required 1031 Exchange window? If you own a business or real estate with a large amount of gain and are not selling your property for the above reasons, then you may want to consider a Deferred Sales Trust™.
We provide financing for many categories of business and commercial real estate. Minimum loan amount of $1 million.
Here are just some of our firm’s successful transactions and what clients are saying…
Studio 6, Mississippi
Saved $700,000 on SBA 504 by offer in compromise on original balance of $1,000,000.
Sleep Inn, Georgia
Saved $900,000 on SBA 504 on original balance of $1,200,000.
Quality Inn and Suites, Alabama
Saved $1,000,000 on first mortgage of $2,000,000 by negotiating a discount note purchase with arranged take out financing.
Comfort Suites, Texas
Negotiated abatement of all interest and CDC fees on SBA 504 loan, saving the client $1.35 million.
Restaurant, Maryland
Saved $1,250,000 by discounted pay-off on original first mortgage balance of $3,300,000.
Holiday Inn Express, Texas
Saved $1,200,000 on discount of first mortgage of $6,000,000.
RESOURCES
Build-a-loan
Hotel owners, developers and investors stack funding programs and construct new financing landscape…
December 17, 2013
AAHOA Lodging Business
The Southeast Texas Region may be the smallest of its kind by geography but what it lacks in area it more…
September 30, 2013
Commercial Real Estate
Real Estate debt is often priced based on general statistical analyses which can fail to accurately…
September 9, 2012
To find out more about funding your CREATIVE FINANCIAL SOLUTIONS
please contact PHD Financial today at
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