Funding Your Commercial Ventures
PHD Financial has helped thousands of entrepreneurs build, purchase, refinance, and expand their businesses. Our goal is to match you with the best loan for your needs. Our team of dedicated and experienced loan specialists is always available to guide you through our
simple, easy, and fast loan process.
Experience a seamless & efficient financing journey with PHD Financial, your reliable partner in turning your business dreams into reality.
Our unwavering dedication to providing personalized financial solutions sets us apart from the rest. We understand the complexities of the loan process, which is why we work closely with our clients to guide them every step of the way. Our team of experts conducts a thorough and professional review of all necessary paperwork at no extra cost, ensuring that you are well-prepared to secure the financing you need. As direct lenders specializing in small to mid-size businesses and commercial real estate, we offer fast and flexible financing options tailored to your unique requirements. Say goodbye to the hassle of searching for commercial financing rates, as we have got you covered. Let us help you achieve your business goals with our competitive loans for business owners.
How it Works?
PHD Financial works closely with clients to ensure they are well-positioned to get financed by providing a thorough and professional review of all necessary paperwork as part of our process.
Our know-how and experience result in a comprehensive loan package, expedited loan processing, and ultimately a quick close.
Direct Lending
We provide fast and flexible financing, with a complete focus on small to mid-size businesses and commercial real estate.
Our Promise
If we can fund your deal, we say “yes” in 48 hours or less, after we receive your application. We don’t waste your time.
We Deliver
With our strong lender relationships, products, and marketplace knowledge, we leverage the best loan for your situation.
Fast Approvals
Term sheets are provided same-day; commitment letters in less than a week. Closings happen right after receipt of appraisal and title work.
As the premiere provider for small business financing, PHD Financial will determine the loan product that fits your goals. With a wide range of loan types and the ability to overcome nearly all “red flags,” PHD Financial is uniquely suited to fund the best loan for your business.
Conventional Financing
Low or fixed interest rates
SBA 7(A) Loans
Fixed or variable rate
CMBS Loans
Non-recourse
USDA Loans
Low or fixed interest rates
Bridge & Hard Money
Low or fixed interest rates
SBA 504 Loans
Low or fixed interest rates
CMBS Loans
Non-recourse
SBA 504 Loans
Low or fixed interest rates
Our financing solutions for business and commercial real estate start at $1 million, with a focus on transactions of $2 million or more.
Industries We Serve
We work with commercial property owners across multiple industries, each with unique financing and loan challenges.
Hotels & Motels
Golf Courses
Pharmacies
Convenience Stores
Day Spas
Retail Shopping Centers
Gyms & Fitness Centers
Veterinary & Pet Care Facilities
Bowling Alleys & Amusement Centers
Medical Offices & Buildings
Senior Living Facilities
Self Storage Facilities
Apartments & Multifamily
Restaurants
Day Spas
Restaurants
Medical Offices & Buildings
Helping commercial property owners restructure debt, secure financing, and avoid foreclosure across the United States.
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Palm Beach, Florida
Serving Clients Nationwide
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