As a boutique investment banking and consulting services firm, PHD Financial can provide the support you need to make informed business decisions and maximize the profit of your business.

With any restructuring, sale, finance, or reorganization of a business or property, there are inevitable legal and organizational questions or implications, no matter how minimal.

PHD Financial’s network of attorneys, accountants, and financial advisers provides necessary guidance in positioning and protecting our clients’ assets.

Project review

  • Location and product analysis
  • Franchise comparison and review
  • Feasibility review
  • Growth strategy and runway


  • Cash flow analysis and review of payables/receivables
  • Review and negotiate commercial leases
  • Legal and accounting review of loan documents
  • Entity preparation including preparation of bylaws, organization minutes, and annual review of corporate formalities, operating agreements for LLCs, shareholder agreements for corporations, and other documents as required by lenders
  • Review and negotiate contracts with vendors
  • Preparation of agreements including employment, confidentiality non-disclosure, and industry-specific agreements
  • Negotiation with franchisers and review of franchise documents
  • Obtaining necessary closing requirements including business insurance, licenses and Title work
  • Environmental reports
  • Appraisals


With a comprehensive accounting review, PHD Financial adds tremendous value to our clients’ business operations while at the same time increasing your bottom line.

  • Financial Statement design & setup
  • GAAP-certified cash flow analysis
  • Review and refine existing setups and reports
  • Bank reconciliations
  • Employee training
  • Establish internal control procedures
  • Accounts payable and receivable review
  • Budget and Forecast
  • Other financial services designed to meet your needs

At PHD Financial, we understand that every business is unique and has specific financial needs. Our consulting services provide you with the expertise and support necessary to make informed decisions and achieve your business goals. Let us help you optimize your business operations, increase profitability, and protect your assets. Our team of experienced professionals is dedicated to helping your business succeed and reach its full potential. Contact us today to find out how we can help take your business to the next level. Our tailored approach and personalized solutions make us the perfect partner for your financial needs. Trust us to provide you with the guidance and support you need to reach your business goals. Let PHD Financial be your go-to resource for all your financial needs.

For more information on our services, call and speak with one of our consultants today. We can answer any questions and begin to address your needs.