After many years as an independent consultant to business-owners, primarily in the hospitality industry, but throughout many segments of the marketplace, Paul Darrow founded PHD Financial LLC. There was a great need by franchise and independent business owners for financial consult and debt restructure. We chose to create a niche business that could both advise and consult on financial issues, working as a liaison between business and property owners, and their lenders, to make finance and debt restructure negotiations a more seamless and effective process.

Today, PHD Financial provides over thirty years of expertise in commercial finance, debt restructure, real estate brokerage and business consulting.

MISSION STATEMENT

PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.

We are committed to focus on each client’s individual circumstance and need, and develop a plan for measurable results, successful transactions and future profitability.